Simplifying Vision Insurance at Madeira Optical
We provide comprehensive coverage for vision and medical needs for private pay and select vision plans and medical insurance. Our team is dedicated to assisting patients in understanding their options and vision plans and navigating the complexities of coverage. We offer guidance and support to ensure our patients receive the necessary assistance to make informed decisions about their eye care.
Self Pay & Small Business Vision Plans
For Cincinnati small businesses and patients without vision plans, the Localeyes Vision Plan is an individual and small business vision plan that provides great value on high quality complete pairs of eyeglasses by removing the costs and hassles of managed vision care, using high-quality local labs, buying directly from suppliers, and eliminating licensing fees. It’s all of the style and quality optics you expect at a fair price.
Vision plans are typically a defined benefit discount plan and your medical insurance typically covers eye conditions. If you are a Cincinnati small business with no vision plan, wish to visit an independent optometrist and use out-of-network benefits or just have some FSA or HSA funds to spend, the Localeyes Vision Plan is a great value with high quality frames and lenses. Please contact our office for more information.
Our Cincinnati Eye Clinic Accepts The Following:
Vision Plans We Accept
Medical Plans We Accept
Helping You Maximize Your Insurance Benefits
At Madeira Optical, we strive to make the insurance process as seamless as possible for our patients. We accept various insurance plans, including vision and medical coverage, to ensure you receive the eye care you deserve.
Vision Insurance vs. Medical Insurance
It’s important to note the distinction between vision and medical insurance. Vision insurance typically covers routine eye exams, prescription glasses, and contact lenses. Medical insurance comes into play when you require treatment for eye conditions or diseases like glaucoma or cataracts. It also covers diagnostic tests, medications, and surgical procedures.
To ensure a hassle-free experience, we strongly recommend patients check their insurance coverage before scheduling an appointment. Insurance plans can vary significantly in terms of coverage and network providers.
FSA and HSA Eye Care Spending Options
If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), you have the opportunity to utilize it for various eligible eye care expenses, including:
- Prescription eyeglasses
- Prescription sunglasses
- Reading glasses (prescription and non-prescription)
- Contact lenses and contact lens care products
- Eye exams and some procedures
While these expenses are generally eligible, it’s always a good idea to check with your FSA or HSA provider or your employer’s human resources department to understand the exact coverage details. Some insurance providers may have restrictions on specific brands, types, or styles of eyewear or contact lenses.

Our knowledgeable staff is also more than happy to assist you in understanding your benefits and verifying your coverage. If you have any doubts or questions regarding insurance acceptance, please don’t hesitate to call us.
Your vision health is important to us, and we want to ensure you have all the necessary information to make informed decisions about your eye care. Let us help you navigate the complexities of insurance, so you can focus on achieving optimal eye health.